Ledger
Personal finance book · offline-first
Month
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0 transactions
Dashboard
Quick Entry
Transactions 0
Accounts
Budgets
Recurring
Yearly Analysis
Reports
Goals
Investments
Data & Settings

Monthly dashboard

Track money in, money out, budgets, and what's coming next.

Income
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Expenses
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Savings / Investments
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Remaining
₹0
Savings rate
0%

Top category

Daily average

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0 transactions

Budget used

Set category budgets to track this.

Daily money flow

Expenses by category

Category breakdown — this month

Upcoming recurring

Quick Entry

Spreadsheet mode. Choose Expense, Saving / Investment, or Income. Type =200+300+600 and press Enter — Ledger saves ₹1,100 and remembers the formula.

Comment prompts
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Select a Quick Entry cell to see the formula and all transactions behind its total.

Leave a cell blank to remove the saved amount for that category/day. If multiple transactions exist for the same category/day, select the cell to see every transaction and its formula in the formula bar and details. Use All Entries when you want separate line items.

Transactions

Add, edit, search, split, or delete individual money movements.

Add a transaction

Enter =200+300+600 and press Enter.
DateTypeCategoryMerchant / NoteAccountAmount

Accounts & payment methods

Keep this simple: Cash, Bank, Credit Card, UPI wallet, or whatever you actually use.

Accounts

Payment methods

Examples: Cash, UPI, Credit Card, Debit Card, Bank Transfer.

Current balances

Net worth
₹0

Budgets

Set monthly category budgets and see actual spending at a glance.

Budget status

Recurring

Create repeat expenses, savings/investments, or income and generate anything that is due.

Recurring templates

Yearly analysis

See income, expenses, net savings, and category movement month by month.

Income
₹0
Expenses
₹0
Savings / Investments
₹0
Remaining
₹0
Savings rate
0%

Monthly cash flow

Top categories

Month summary

Reports

Compare periods, merchants, accounts, payment methods, and savings.

Income
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Expenses
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Savings / Investments
₹0
Remaining
₹0
Transactions
0

Spending by category

Savings / investments by category

Spending by payment method

Top merchants / payees

Monthly comparison

Goals

Track emergency funds, trips, big purchases, or savings targets.

Investments

A lightweight holdings tracker. Add invested value and current value to see gains/losses.

Invested
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Current value
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Gain / loss
₹0
Return
0%

Data & settings

Your data stays in this browser unless you export it. Back up before clearing or moving devices.

Backup & restore

Categories

Spreadsheet import

Paste tab-separated rows. Supported columns: Date, Type, Category, Amount, Account, Payment Method, Merchant, Note. The older 3-column format still works.

App status

Schema Storage Transactions 0Last saved

A v2 data model is used. Older Ledger v1 browser data is migrated automatically on first open. JSON backups can move all accounts, budgets, recurring rules, goals, and transactions.